Thoi Truong

Thoi Truong

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$350,000

($244,907 down)
FHA

4636 N 71ST Avenue, Phoenix, AZ 85033

4
2
1,188 sqft
PITI Monthly
$968.05 /mo

Listing courtesy of: Maria Paulina Ruiz, Realty ONE Group

Assumed Rate

3.57%
7.15%

Principal & Interest

$587 /mo
$875 /mo

What's Special

MINUTES AWAY
SPACIOUS
PATIO
SAFE
CHARMING

Welcome to this charming Phoenix home with ample parking space! Make yourself feel at home with the inviting interior which features tile flooring throughout, 4 spacious bedrooms, and 2 full baths. Entertain in the great room. Practice your cooking skills in the kitchen showcasing built-in appliances, neutral cabinets, tile backsplash, and ample counters. Get a good night's sleep in the main bedroom boasting a private bathroom. The front and backyards are filled with fruit trees, lush grass, and colorful flowers. Covered parking with retractable gate for safety and privacy, covered front and back patios perfect to relax and enjoy our beautiful sunsets. Minutes away from parks, freeways, and other local amenities. Don't miss out on this great home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.57
Remaining Loan Term
21 years, 4 months
Monthly PITI
$968.05/mo
Estimated Loan Balance
$105,366
Cash to close
$244,907
Interest Paid
$36,540

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Wood Frame, Painted, Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Other
Materials
  • Wood Frame, Painted, Block
  • Roof: Composition
Condition
  • Year Built: 1963
Details
  • Builder: John F Long

Community & HOA

Community
  • Subdivision: MARYVALE TERRACE
  • Features: Near Bus Stop
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $294.61
  • Tax Annual Amount: $1670
  • On Market Date: 2025-04-01T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $244,907 (70%)
You can enter any amount below - secondary financing will cover the difference if needed.
70%
$

You cover the entire equity of $244,907!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.57% Sellers Rate
$105,093
Your Cash:$244,907
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 3.57%
$587/mo
Traditional @ 7.5%
$908/mo
You save $321/month ($3,851/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6830564

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-04T20:19:33.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.57%
7.15%

Principal & Interest

$587 /mo
$875 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $244,907 (70%)
You can enter any amount below - secondary financing will cover the difference if needed.
70%
$

You cover the entire equity of $244,907!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.57% Sellers Rate
$105,093
Your Cash:$244,907
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 3.57%
$587/mo
Traditional @ 7.5%
$908/mo
You save $321/month ($3,851/year)

*Secondary financing rates are an estimated value based on input

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eXp Realty
Agent/Broker
Thoi TruongeXp Realty(602) 386-9866theasisrealtor@gmail.comMLS SA564122000

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