Thoi Truong

Thoi Truong

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Active

$675,000

($201,172 down)
VA

4740 34th Street UNIT 2, San Diego, CA 92116

2
2
930 sqft
PITI Monthly
$2,999.42 /mo

Listing courtesy of: Cassandra Altmann, Compass

Assumed Rate

2.74%
7.15%

Principal & Interest

$2,130 /mo
$3,528 /mo

What's Special

SPACIOUS
MODERN
FIREPLACE
WALK-IN CLOSET
PATIO

Upgraded 2-Bedroom Condo in Normal Heights - Located in an intimate gated complex north of Adams Avenue, this lower-level 2-bedroom, 2-bath condo offers modern upgrades and a desirable layout. The unit features vinyl flooring throughout, a gas-starter fireplace in the spacious living room, and bedrooms positioned on opposite sides for added privacy. The updated kitchen boasts quartz countertops, a newer stainless steel refrigerator and range, and extra cabinetry for ample storage. Both bathrooms have been upgraded, and the ensuite primary bedroom includes a walk-in closet. Enjoy the convenience of an in-unit full-size laundry closet and a private garden patio/yard, perfect for relaxation and smelling the roses. Additional features include a two-car tandem garage with overhead storage. Close to restaurants, coffee shops, and local amenities. VA buyers may have the opportunity to assume an existing loan. Don’t miss out on this fantastic home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$2,999.42/mo
Estimated Loan Balance
$476,957
Cash to close
$201,172
Interest Paid
$55,834

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Normal Heights Villas
  • HOA Amenities: Unknown
  • HOA Fee: $318
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $725.81
  • Tax Annual Amount: $8437.5
  • On Market Date: 2025-04-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $201,172 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $201,172!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$473,828
Your Cash$201,172
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$2,130/mo
Traditional @ 7.5%
$3,659/mo
You save $1,530/month ($18,358/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2502384

Listing From:

Last updated: 2025-04-04T23:23:52.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$2,130 /mo
$3,528 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $201,172 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $201,172!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$473,828
Your Cash$201,172
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$2,130/mo
Traditional @ 7.5%
$3,659/mo
You save $1,530/month ($18,358/year)

*Secondary financing rates are an estimated value based on input

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eXp Realty
Agent/Broker
Thoi TruongeXp Realty(602) 386-9866theasisrealtor@gmail.comMLS SA564122000

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