Thoi Truong

Thoi Truong

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$399,900

($296,475 down)
VA

5118 S Morning Sky Trail, Gold Canyon, AZ 85118

2
2
1,572 sqft
PITI Monthly
$1,082.69 /mo

Listing courtesy of: Daniel A Baker, Russ Lyon Sotheby's International Realty

Assumed Rate

2.72%
7.15%

Principal & Interest

$775 /mo
$1,208 /mo

What's Special

CLUBHOUSE
MOUNTAIN VIEWS

Gated Lock & Leave community of Tesoro in the heart of Gold Canyon with a community clubhouse, heated pool & spa, fitness room and more just a golf cart ride away from the local golf courses of Dinosaur Mountain, Sidewinder & MountainBrook! This townhouse is available to be purchased totally Turn-Key with most furnishings, decor and other household items for easy move right in! This HOA takes care of the roofs, stucco, exterior paint, landscaping, gates, and more making it easy to come and go as little or often as you would like. There are no minimal rental requirements in Tesoro so you are able to rent it out as a short term rental while you are not there if you would like. Great Superstition Mountain Views from the upstairs loft and Dinosaur Mountain views from the master bedroom!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.72
Remaining Loan Term
13 years, 3 months
Monthly PITI
$1,082.69/mo
Estimated Loan Balance
$120,777
Cash to close
$296,475
Interest Paid
$44,106

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric, Ceiling
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Stone

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Tile, Rolled/Hot Mop
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Sewer in & Cnctd, Private Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile, Rolled/Hot Mop
Condition
  • Year Built: 2000
Details
  • Builder: Manard

Community & HOA

Community
  • Subdivision: Tesoro Townhomes
  • Features: Gated, Community Spa, Community Spa Htd, Community Pool Htd, Community Pool, Golf, Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: Tesoro Townhomes
  • HOA Amenities: Unknown
  • HOA Fee: $803
  • HOA Frequency: $Quarterly
Location
  • Region: Gold Canyon

Financial Details

  • Price per Sqft: $254.39
  • Tax Annual Amount: $1887.82
  • On Market Date: 2025-04-04T07:10:02.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $296,475 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $296,475!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.72% Sellers Rate
$103,425
Your Cash:$296,475
Total Purchase Price:$399,900

Assumed vs Traditional Mortgage

Assumed @ 2.72%
$775/mo
Traditional @ 7.5%
$1,249/mo
You save $473/month ($5,677/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6846023

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-04T16:08:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.72%
7.15%

Principal & Interest

$775 /mo
$1,208 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $296,475 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $296,475!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.72% Sellers Rate
$103,425
Your Cash:$296,475
Total Purchase Price:$399,900

Assumed vs Traditional Mortgage

Assumed @ 2.72%
$775/mo
Traditional @ 7.5%
$1,249/mo
You save $473/month ($5,677/year)

*Secondary financing rates are an estimated value based on input

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eXp Realty
Agent/Broker
Thoi TruongeXp Realty(602) 386-9866theasisrealtor@gmail.comMLS SA564122000

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